Commercial Real Estate Financing in Columbia, SC

Columbia, SC is home to a wide range of commercial real estate opportunities for investors, developers, property flippers, and businesses. At Latta Commercial Capital , we provide comprehensive commercial real estate financing for a wide range of purposes. As a locally-based firm, Latta Commercial Capital has a deep knowledge of the property market in Columbia, from existing real estate to upcoming developments and how they will impact submarkets in the city. We offer a wide range of commercial real estate financing solutions that can be used for a variety of purposes, including:

  • Property acquisitions
  • Refinancing
  • Development and construction
  • Repositioning
  • Short-sales

Financing for Property Flippers in Columbia, SC

Latta Commercial Capital offers financing to property flippers throughout Columbia, so they can cover their costs, purchase, and renovate residential real estate. Our fix and flip financing features:

  • Loans from $75,000 to $3 million
  • LTC up to 92.5%
  • LTV up to 75%
  • Terms up to 24 months
  • Non-recourse options
  • Interest-only
  • Available for residential properties with 1 to 4 units
  • In-house construction management 

BRRRR Property Loans in Columbia, SC

Buy, renovate, rent, refinance, and repeat. BRRRR has been a winning strategy for property investors in Columbia, as well as local property flippers that want to generate revenue during market downcycles. Latta Commercial Capital offers financing for those with a fix and rent strategy in mind. Our BRRRR loans feature:

  • Both single property and portfolio loan options
  • Non-recourse options
  • Terms up to 30 years for rental loans
  • Terms up to 24 months for construction loans
  • Fast and simple closings

Bridge Loans for Properties in Columbia, SC

If you need fast and versatile funding for an investment property in Columbia, SC, Latta Commercial Capital has you covered. Our bridge loans include:

  • LTV up to 80%
  • Non-recourse options
  • Terms up to 24 months
  • Single property and portfolio loan options available
  • No prepayment penalties
  • Exterior valuations on a case-by-case basis
  • Fast closings

Construction Loans for Properties in Columbia, SC

Latta Commercial Capital provides construction loans for ground-up development, teardowns, spec houses, subdivisions, and more throughout the Columbia area. Our construction loans feature:

  • Loan amounts from $100,000 to $3 million
  • LTC up to 85%
  • LTV up to 70%
  • Non-recourse options
  • Interest-only for new construction
  • Terms up to 24 months

Financing for Single-Family Rentals in Columbia, SC

If you need financing for a single rental property in Columbia, Latta Commercial Capital offers:

  • Loan amounts up to $1 million
  • LTV up to 80%
  • Cash-out up to 75%
  • Terms up to 30 years
  • No personal financials necessary 

Portfolio Rental Loans for Properties in Columbia, SC

If you need financing on two or more properties in Columbia, Latta Commercial Capital offers funding that features:

  • One loan for multiple properties
  • No maximum loan amounts
  • Fixed-rate, ARMs, full-amortization, and interest-only options
  • Flexible pre-payments
  • Terms up to 30 years

Funding for Short-Term Rentals in Columbia, SC

Latta Commercial Capital understands the growing short-term rental sector in Columbia, SC. Our short-term rental loans include:

  • LTV up to 75% for purchases
  • LTV up to 70% for cash-out with 12 months of financials from short-term rentals
  • Minimum 700 FICO to qualify
  • Terms up to 30 years
  • Fixed-rate, ARMs, full-amortization, interest-only, and balloon options avialable

Get the Funding You Need

If you need capital for your investment properties, contact the team at Latta Commercial Capital today.

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